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Workers’ Compensation Programs That Perform

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Place, Earn & Retain More Business with Lovell

Brokers trust Lovell to deliver workers’ compensation programs that provide real value for their clients and long-term stability for their book of business.  Since 1936, Lovell has partnered with brokers to provide disciplined workers’ compensation program management that helps control loss ratios and deliver meaningful dividend performance.

Across our safety group programs, billions of dollars in dividends, premium discounts, and workers’ compensation savings have been returned to New York employers.

Why Brokers Partner with Lovell

Lovell programs help brokers:
• Win more business with competitive upfront pricing
• Earn commissions on new business and renewals
• Retain accounts long-term through strong dividend performance
• Offer specialized programs tailored to industry risk

Our safety groups deliver upfront premium discounts up to 35%, with dividends averaging 30%, helping employers control the total cost of workers’ compensation.  When your clients experience Lovell’s service, claims oversight, & dividend results, they tend to remain with the program year after year.

Lovell Workers’ Compensation Programs

Lovell administers 13 industry-focused NYS workers’ compensation safety groups, including our new program for Asbestos Abatement Contractors.

Additional program options include:

• Guaranteed Cost Workers’ Compensation
• Large Deductible Programs
• Return of Premium Programs
• Structured risk improvement programs for hard-to-place accounts
• Workers’ compensation coverage in other states

Lovell also offers New York General Liability coverage through AmWINS.

The Lovell Difference

Lovell integrates:

  • Underwriting discipline
  • Proactive claims oversight
  • Industry-focused safety execution

These elements work together to drive measurable workers’ compensation performance and long-term dividend results.

Work with Lovell

Looking for a competitive workers’ compensation option for your clients?

Connect with your Lovell District Representative today.

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Get a Quick Estimate Get a Quote Safety Groups Hard to Place Boot Camp Alternative WC Plans General Liability
20-30%

Commission
on Fees Collected

42% Upfront

Savings For Qualified
New Business

90 + Years Exp.

13 Industry Leading
Safety Groups

Over $2 BILLION

in Dividends, Discounts and
Workers’ Comp Savings

What other brokers are saying about us

Brown & Brown Insurance
Our relationship with Lovell Safety Management spans over 50 years and has provided us with a marketing niche advantage to write new business and retain legacy accounts.

The staff at Lovell Safety are professional, knowledgeable, and dedicated to providing the best service to our customers. A true partner in business!

SteinMiller Insurance
Lovell’s help with new prospects and the team’s ability to manage claims, deliver renewals timely and be a resource on loss control and educating businesses on the Experience MOD and CPAP/NY High Wage credit are a huge help.

I`ll continue to offer Lovell safety programs to my clients on their Workers’ Compensation coverage.

Coverage By Design, Corp.
We have been using Lovell Safety Management’s workers’ compensation programs for decades to win new business and retain existing accounts.   In this competitive market, I have partnered with several carriers who do not demand all lines allowing me to utilize Lovell’s low price and superior service to open doors.  This approach lets me tailor programs that best meet the needs of my clients and ensures I provide them with the most competitive quote or renewal. The result: I am writing more and retaining more business with Lovell.

USI Insurance Services
I have worked with Lovell for over 25 years and use them almost exclusively for my clients. The knowledge and professionalism of their staff is truly unsurpassed. Whether it’s expert advice and direction on a claim, an underwriting or a billing question – the response is always immediate and qualified!

They have been a terrific partner for us and a great resource and advocate for our clients.